Insurance Claim 79K - What's it worth? - Answer:$2300

[rich]

My wife took a hammer to my bike. She broke the head light and tail light lenses, broke the mirrors, broke off the turn signals and broke the lenses. She broke the right side cover and dented the tank all over the right side. She knocked it of the center stand and bent the left side exhaust and broke the clutch leaver.

Luckily, I have comprehensive coverage on my insurance (it was only $19 a year extra) so I went a head and got the coverage. There's only a $50 deductible too.

Problem is, the insurance normally totals any vehicle if the repair costs exceeds 75% of the retail value. With no new parts available, and labor running 75-100 an hour, I'm sure they're going to total it. In which case I'd get a check for what ever it's worth and they'd scrap the bike or offer me the chance to "buy it back" with a salvage title and reduce my check by about 25%

So, my question is - how much is it worth? When I went through this with my Blazer a couple of years ago (my son lost control and rolled it), they used the prices of similar vehicles at dealers to come up with a value. There are not a lot of 1979 CB 750s sold lately. If any of you guys see any adds for 79-83 DOHCs can you send me a link? That way I'd have something to compare the insurance company's offer to.

I decided to grow a pair and told her last week that I'd be going on a trip the next weekend. I had Friday off and the weather was going to be good. So I split Friday morning and headed east through Kansas & Missouri. After I crossed the Missouri river, I thought it would be cool to cross the Mississippi river too, so I set my goal has Hannibal, Missouri and headed east on U.S.36. I had a great time tooling around the Great River Road and up to Quincy, IL. I planned on heading back Sunday, but there were storms on my route west so I decided to stay another day, that's when the trip turned to crap. My wife started texting and calling me non-stop until I turned the damn phone off.

The bike ran great! My spedo cable let ago about 20 miles into the trip, but I pressed on knowing that I like to stop every hour, so I wouldn't run out of gas and I knew that 5,000 RPM on my tach meant I was doing around 70. The bike didn't give me any other problems. I probably put around a 900 or 1000 miles on it. Looking forward to fixing it up again and riding every weekend I can!

Anyone have any stock turn signals, headlight or tail light lenses they'd like to sell? I also need a spedo cable. I have another tank and side cover and a set of mirrors. I've searched ebay and found everything I need but if anyone here has some parts they've taken off a DOHC doing a cafe conversion I'd rather help clear out their garage instead of some ebayer parting out yet another bike.

[Lucky 1]

Sorry to hear about the bike and your relationship.

Valuable Advice:

A therapist told me in a similar situation:
You do not want to be around any person that makes
you feel unsafe or threatened all the time.

[sgtslag]

http://eauclaire.craigslist.org/mcy/2949462638.html
1979 CB750K - $1800 (EC, Wisconsin)

http://madison.craigslist.org/mcy/2993528738.html
1979 honda cb750k - $650 (beaver dam, Wisconsin)

http://madison.craigslist.org/mcy/2946062331.html
1979 Honda CB750k - $850 (Beaver dam, Wisconsin)

http://lacrosse.craigslist.org/mcy/2925960415.html
1980 Honda CB750K - $750 (La Farge, Wisconsin)

http://ames.craigslist.org/mcy/2981299731.html
1982 Honda CB750K - $1450 (Ames, Iowa)

Prices vary, dramatically, depending upon location.  My insurance agent told me I could not easily get full coverage on even my 1993 Voyager touring machine, due to its age (two years ago, when I bought it).  I never asked about my 1979 CB750K.  Best of luck.  Cheers!

[TOOLS1]

That sucks!!!! I think the bike should be worth about 1.5 million
TOOLS

[seestheday]

Word of warning: since you're involved in a legal proceeding you might want to avoid posting on the internet about it.  These things can be found and used against you by your (soon to be ex) wife's lawyers.

[rrgunslinger]

Keep it, You can rebuild, you can make it better, you can have the bike you always wanted.   Also take her to small calms for damages.

On Wed, May 9, 2012 at 1:01 PM, TOOLS1 [via Honda CB750'S] <[hidden email]> wrote:

That sucks!!!! I think the bike should be worth about 1.5 million
TOOLS

Life is not about the number of breaths, you take, but the moments that take your breath away.
I don't have an anger problem. I have an idiot problem. Hank Hill
Never confuse education for intelligence.
Happiness is a belt fed weapon.
I just can't imagine what could go wrong.
No fire? No explosions? So whats the point of your story?
Those who are too smart to engage in politics are punished by being governed by those who are dumber. ~Plato
It couldn't be done, but the darn fool didn't know it, and did it anyway.
We all got problems. Ksharp
1976 CB 750-A X 2
1977 CB 750-A X 2
1981 CB 750
1995 KZ 1000 P-14
1981 KZ 750 LTD X 2
1973 CB 350
1979 CM 185 Twinstar
1987 Honda TLR 200
1982 Honda XL 80
2005 Yamaha PW 50
South of Edan (Kansas City MO)

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[shinyribs]

Rich,I really hate to hear all of this. Anything I can do to help I will do gladly. I dont know how much stuff interchanges between the SOHC parts I have in the for sale section and your bike. Check out the adds and if you see any lights or whatever that will work for you and you want,just say so. Make a list and I'll send it.Consider them yours.Free. Later-Best wishes

[rich]

seestheday: Thanks for the advice. I do need to be careful what I say at this point in the legal process. I'll make some edits on the portions of the post which may violate her privacy.

[78_Jen]

Sorry to hear about your bike, man.  Dang, that is not cool!

[rich]

The insurance adjuster looked at the bike. Said it would be about $1500 to repair it. The insurance company is now doing a market analysis to try and come up with a value. I'll get a check for the market value, less the scrap value.

I found a nice tank and side covers on ebay. Also got the lights and another spedo cable. Only thing I'm missing is the rubber mount for the front right turn signal.

It wraps around the fork tube. I guess I could try some rubber cement and glue it back together.



   

[Hellbilly429]

Can you get a less blurred picture of the rubber mount? I have an '81 K and I am not sure if the signals are the same, I'd say you could have mine but 2 are broken, and I am not sure if yours will even match up to mine

[free2ride]

ouch, so sorry to hear that on both the bike and the relationship front.

[Piute]

      Well Rich,
    I couldn't find any 79s fo sale any were's,But my 77 the insurance max was 3k and i went with 2 for full theft coverage.Bet it was A great ride wish I was there,that mighty Miss. is really nice in the fall,have been thru where you were.Keep us posted for thing you need,I'm always digging into the "E",Now that my bike is runnung will be hitting the scrap yard personaly. Just keep kool and let get that 750 going again.

[rich]

The insurance adjuster called me yesterday. They valued the bike at $2300.00.

So it is not totaled. They'll be sending me a check for around $1500  (that was their estimate for parts and labor to repair it).

Since new parts aren't available, I'll go with used parts off ebay. I've got everything on order.

I'm glad it wasn't totaled because then I would have had to buy it back and it would have had a "salvage" title. Would have been a shame to tag it as a wreck for the rest of its life when the damage was only cosmetic.

The mighty Mississippi, view from my hotel in Quincy, IL

 

[seestheday]

That is great news

Sent from my BlackBerry device on the Rogers Wireless Network

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From: "rich [via Honda CB750'S]" <[hidden email]>

Date: Tue, 15 May 2012 08:24:59 -0700 (PDT)

To: seestheday<[hidden email]>

Subject: Re: Insurance Claim 79K - What's it worth? (a sad but true story)

The insurance adjuster called me yesterday. They valued the bike at $2300.00.

So it is not totaled. They'll be sending me a check for around $1500  (that was their estimate for parts and labor to repair it).

Since new parts aren't available, I'll go with used parts off ebay. I've got everything on order.

I'm glad it wasn't totaled because then I would have had to buy it back and it would have had a "salvage" title. Would have been a shame to tag it as a wreck for the rest of its life when the damage was only cosmetic.

The mighty Mississippi, view from my hotel in Quincy, IL

 

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[rich]

That picture wasn't so great. I'd already shoved the bike into the corner of the garage when I thought to take a picture of the signal mount. I'll take another one this weekend when I have a chance to move it.  Thanks for checking. I've got the signals it's just the rubber mount that wraps around the fork tube below the headlight that's broken.

On Sun, May 13, 2012 at 8:07 PM, Hellbilly429 [via Honda CB750'S] <[hidden email]> wrote:

Can you get a less blurred picture of the rubber mount? I have an '81 K and I am not sure if the signals are the same, I'd say you could have mine but 2 are broken, and I am not sure if yours will even match up to mine

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[shinyribs]

Awesome news! So glad it worked out!

[LukeM]

I'll add another 'horror story' to this thread.
A co-worker of mine was in a relationship with a rather vindictive woman.  Not uncommon for her to fly off and do something destructive to let him know she was not happy.  (rumor has it drugs were involved, but I cannot confirm or deny.)
Anyhow, with his own money, he special orders a brand new Camaro with special paint and options and stuff.  This is about $45 large US.  
So, he's got it in his house, in the garage.  Drives it once in a while to keep the battery charged and stuff.

So, Monday night, they get into an argument, and he says, "I want you and your family out of this house when I get back on Friday."  So he goes out on his assignment, and comes back Friday afternoon.

They've taken sledgehammers, wooden boards, and scrapers to his Camaro.  I think the insurance guys counted over 200 dents in the sheet metal, all the interior slashed, all glass broken (including head and tail lights), and stab wounds in all 4 tires.

Needless to say, it was a total loss.  They came to take it away on a flatbed, and he got a check from insurance guys for $37K.  They said there was 20% depreciation when he drove it off the lot.  He argued a bit, but eventually settled.  They broke up permanently a few months afterward.  Turns out she was a bit of a pill freak, getting all manic and stuff.

Moral of the story: don't _never_ get a woman ticked off at you, especially if you have toys and tools in the same garage.

Luke M

[Hellbilly429]

Moral of the story really is the first hint you get that the bitch is that crazy, get the hell out of there!

As for the rubber mounts, mine aren't rubber where it attaches to the forks, my turn signals have like rubber inserts in them and attach to a tab on a bracket that is attached to the triple tree. I really am not sure now if my mount will work for you then

[free2ride]

post a copy of the adjusters quote . .. they say my 80 is worth $600 and I'm fighting it