An oil cooler has no effect on what temperature range of plugs to use! An oil cooler drops the oil's temperature only. I installed an oil cooler on my '79 CB750K. When I rode it two-up, with luggage, in mid-80's temperatures, the oil came out of the engine at 250 F (this is where dino oil breaks down into carbon sludge deposits within your engine)! When I ran the oil cooler, the oil coming out of the block dropped to 190-210 F! It ran perfectly, with, or without, the oil cooler. The cooler just dropped the overall temperature of the engine by 40-60 F. It had no discernible effect on mileage, or performance. It just cooled the engine/oil, which will extend the life of all of the parts, especially the seals.
If you run too hot a plug, you can burn a hole in the pistons! I would be very cautious of deviating from the standard heat range of plug. Cheers!
1979 CB750K (sold, 2012, but not forgotten)
1983 Kawasaki 440 LTD Belt Drive (sold, 2011)
1993 Kawasaki Voyager XII